NewsSingle Stop and Navy Federal Credit Union Announce New Partnership to Expand Access to Benefits and Financial SupportRead the announcement →
Financial Institutions

Help members find benefits that ease financial pressure

Single Stop helps members find public benefits and local resources for food, healthcare, utilities and other essential expenses.

Next: a 1-minute form, then pick a time.Or calculate your impact
Parent reviewing bills on a laptop at the kitchen table
Next step: your EITC can arrive with your tax refund
Screening results
National average value per year
Earned Income Tax Credit$2,894
Child Tax Credit$3,000
SNAP$2,255
WIC$673
Estimated yearly value$8,822
Single Stop, fiscal 2025
71.6K
People served
$24.7K
Average per household
Dana, credit union member and parent of two
By The Numbers

Single Stop by the numbers

$924.9M
Total Potential Eligibility (FY25)
$24.7k
Average Eligibility Per Household (FY25)
15M+
members at Navy Federal Credit Union, our 2026 partner
All 50
states and the District of Columbia, with state-specific rules and local resources
Trusted Partner

“At Navy Federal, our mission has always been to serve those who serve, and that means supporting our members through every stage of their financial journey. Partnering with Single Stop allows us to connect our members to essential benefits and community resources that can make a meaningful difference during moments of financial strain. This collaboration strengthens our commitment to helping members build stability, resilience, and long‑term financial security.”

Pam Perry
Senior Vice President of the Office of Financial Opportunity, Navy Federal Credit Union
$24.7k
Average Eligibility Per Household (FY25)
Book a demo

“In order to improve someone’s financial well-being, you must know your starting point.”

National Credit Union Foundation, Financial Well-Being for All Quick Start Guide

Members who struggle to cover food, housing, healthcare or childcare may have little left to save or repay loans. Benefits screening can help identify assistance with those expenses.

Independent research

Members with benefits miss fewer payments

Peer-reviewed studies link SNAP, Medicaid and tax credits to fewer delinquencies, collections and payday loans.

−68%
risk of a card going 90+ days past due

SNAP keeps 68 of every 100 at-risk members from going 90 days past due on a credit card.1

24%less likely to have any delinquent account

Three years after applying, households approved for SNAP were less likely to miss payments than similar households that were not approved.

−$1,140
sent to collections
$1,140 less debt sent to collections for each person who gained Medicaid2

Unpaid medical bills stopped landing in collections, which also lifted other measures of credit health.

−8.3%
payday-loan applications
Every $100 of EITC cut payday-loan applications by 8.3%3

Unique payday borrowers fell 6.6% too. State EITC generosity compared with payday lending records.

43%
of parents saved
43% of parents saved part of their monthly Child Tax Credit, and 21% paid down debt4

Share of parents receiving monthly payments in 2021; they could choose more than one. 29% put some toward rent, mortgage or utilities.

National research on benefit programs, not Single Stop results. Sources are listed at the bottom of the page.

Technology Overview

Screen for benefits and help members apply

Members can screen for public benefits, find nearby resources and review application instructions in one place. Staff can track screenings and follow up with members who need help.

Text message
You may qualify for help with food, rent and bills. Check in 15 minutes:

Available in all 50 states

Members receive results based on their state and household circumstances.

1,284
Screened
$6.2M
Identified

Help members cover essential expenses

Benefits and local resources can ease pressure on household budgets.

About 15 minutes, no SSN
Does anyone in your home have a job?
Yes
No

Check potential eligibility in 15 minutes

Members receive screening results and step-by-step instructions for applying.

See the screener and staff dashboard

Schedule a Demo
Step 3 of 7: Household
How many people live in your household?
1
2
3
4 or more
Benni (Launching 2027)
For SNAP you’ll need proof of income, like two recent pay stubs. Want me to make a checklist?
Impact dashboard (sample)Fall term
1,284
Screened
$6.2M
Benefits identified
412
Applications started
Financial Services Calculator

Calculate Your Impact

See the total value of eligible benefits you can make available with Single Stop

members
50050,000+
20%
5%100%
Potential Eligible Benefits
$49.4M
in benefits your members may qualify for each year
2,000 screened×$24.7K avg. per household
Health coverageFoodTax creditsEnergy & other

Estimate uses Single Stop’s 2025 average of $24.7K in eligible benefits per screened household. Benefit split is illustrative. National benefit values are on our benefits gap page.

Not ready for a demo?

See what getting started involves

Download the step-by-step guide to launching Single Stop.

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Woman reviewing her finances on a laptop at home
FAQ

Frequently Asked Questions

Questions about offering Single Stop through your credit union, bank or CDFI.

Why would a financial institution offer Single Stop?

Members may struggle to save or repay debt because basic expenses exceed their income. Single Stop helps them find benefits and local resources that may help cover those costs. It can be offered alongside financial counseling and hardship programs.

Single Stop identifies potential assistance with food, healthcare, utilities, childcare, housing and taxes. Receiving that support can leave a household with more money for bills, emergency savings or debt repayment.

Benefits may reduce the financial pressure that contributes to missed payments and overdrafts. To assess the effect of your program, compare participating members with a suitable comparison group on repayment, overdrafts and other agreed measures.

You can offer Single Stop to all members or use approved outreach to contact those showing signs of financial strain. Broad availability lets members decide whether to use it. Targeted outreach should explain why the service is being offered and follow your privacy commitments.

Members follow a dedicated link from your website, mobile app, contact center, email or text message. They complete a screening, review potential benefits and application instructions, and search for nearby resources. Before launch, we work with your team on branding, outreach, staff support and reporting.

Yes. The screener covers all 50 states and the District of Columbia. Results reflect each member’s location, household circumstances and current program rules.

Single Stop uses permission-based access and layered security controls. The platform has completed a SOC 2 Type II audit and reports ISO 27001:2022 compliance. Data collection, sharing, retention and reporting are defined in the customer agreement and explained in the member experience.

Depending on configuration, reports can show screenings, potential benefits, referrals, next steps and reported outcomes. Any exchange of individual member data must follow member notices, consent, the customer agreement and applicable law. Approved data can be combined with your own records to assess repayment, engagement and other outcomes.

In 2026, Single Stop announced a partnership with Navy Federal Credit Union, which serves more than 15 million members. Single Stop also works with colleges, utilities and community organizations to help people find public benefits and local resources.

Your team identifies the audience, assigns a program owner and chooses outreach channels and success measures. We provide platform configuration, training and implementation support. Together, we agree on privacy requirements, staff responsibilities and reporting before launch.

Have a question we didn’t answer?Talk to our team
Book a demo

See how Single Stop could work for your organization

See the screener and staff dashboard, estimate potential benefits for the people you serve, and discuss pricing and launch options.

A demo of the screener and dashboard, plus a Benni preview
An impact estimate for your community
Launch, branding and pricing options
Book your demo

Pick a time on the next screen. We never share your information.

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  • SOC 2 Type II
  • ISO 27001:2022
  • TX-RAMP Certified

Discover How Single Stop Supports Financial Services Partners

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Security & privacy
  • SOC 2 Type II
  • ISO 27001:2022
  • TX-RAMP Certified
We do not sell personal data.